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Why Retiring to Fort Myers, FL is a Smart Choice

Discover why retiring to Fort Myers, Florida offers affordability, sunshine, and an active lifestyle.

February 24, 20267 min readFort Myers
Retirees enjoying a Fort Myers beach sunset

Why Consider Retiring to Fort Myers?

"Retiring to Fort Myers offers a delightful mix of warm weather, low taxes, and abundant recreational activities." Nestled in Southwest Florida, Fort Myers provides a serene yet active retirement lifestyle. Compared to retiring to Naples, Florida, Fort Myers is often more affordable. A captivating blend of beautiful beaches, vibrant cultural scenes, and rich history makes it an appealing destination for those looking to enjoy their golden years.

Cost of Living in Fort Myers

The cost of living in Fort Myers is one of its biggest attractions. Housing expenses are generally lower than in nearby Naples. For example, the median home price in Fort Myers is approximately $270,000, a stark contrast to Naples's median of $450,000. Groceries and healthcare costs are also below the national average. Retirees benefit from Florida’s zero state income tax policy, significantly impacting overall savings.

Daily Expenses Breakdown

  • Groceries: Approximately 5% lower than U.S. averages, meaning your dollar goes further at local markets.
  • Utilities: Mild winters mean lower heating costs, with electric bills averaging around $110 monthly.
  • Transportation: Public transportation is budget-friendly, but owning a vehicle can be advantageous for exploring nearby beach towns.

Finding Your Fort Myers Retirement Community

Choosing the right retirement community is crucial to ensuring a comfortable and fulfilling retirement experience in Fort Myers.

![Finding Your Fort Myers Retirement Community

Choosing the right retirement community is crucial to ensuring a comfortable and fulfilling retirement experience in Fort Myers](/images/articles/retiring-to-fort-myers-guide-2.jpg)

  • Cypress Cove: A luxurious option offering independent living, assisted care, and nursing services, Cypress Cove is situated at 10200 Cypress Cove Dr. Its beautiful landscapes and convenient location make it a favorite. Visit Website.
  • Shell Point Retirement Community: Known for its waterfront views and comprehensive amenities, Shell Point offers diverse living options at 15101 Shell Point Blvd. Residents enjoy golf courses, marinas, and an impressive range of activities. Visit Website.
  • The Terraces at Bonita Springs: A bit north of Fort Myers but worth mentioning for its upscale amenities and wellness programs at 26455 S Tamiami Trail. Visit Website.

Neighborhoods Suited for Retirees

"Certain Fort Myers neighborhoods cater specifically to retirees seeking tranquility and convenience."

  • Tropical Point: Offers proximity to the beach and beautiful views, ideal for those who enjoy boating and fishing.
  • Whiskey Creek: Known for its mature landscape and friendly community atmosphere, offers easy access to golf courses and local shops.
  • Gateway: Provides a family-friendly vibe with excellent walking trails and access to local shopping and dining options.
  • Iona: Situated near Sanibel, it offers a more relaxed vibe with easy access to the famed beaches.

Health and Wellness Resources

Healthcare is a prime concern for retirees. Fortunately, Fort Myers is home to top-notch facilities like:

![Health and Wellness Resources

Healthcare is a prime concern for retirees](/images/articles/retiring-to-fort-myers-guide-3.jpg)

  • Lee Health: A well-regarded network of hospitals and emergency care services with the main campus at 2776 Cleveland Ave. Get Directions.
  • Gulf Coast Medical Center: Provides a wide array of specialized services, crucial for retirees. Located at 13681 Doctors Way, it boasts state-of-the-art oncology, orthopedic, and cardiology departments.
  • Cape Coral Hospital: Just across the river in Cape Coral, this facility is known for its patient-centered approach and advanced medical technology.

Recreation and Entertainment

"There’s no shortage of ways to stay active and entertained in Fort Myers."

  • Fishing and Boating: Head to Bunche Beach for peaceful fishing spots or take a boat tour through the Calusa Blueway, a 190-mile marked canoe and kayak trail. Find Directions.
  • Golfing: Enjoy a round at Fort Myers Country Club, one of the oldest courses in Southwest Florida, or Eagle Ridge Golf Club for a challenging game with serene views.
  • Cultural Venues: Enjoy shows at Barbara B. Mann Performing Arts Hall, a local favorite for concerts and Broadway shows. See Upcoming Events. The ArtFest Fort Myers is also a popular event featuring local art, music, and food each February.

Dining Out in Fort Myers

Fort Myers boasts diverse dining options suitable for all tastes:

  • Blanc: Modern American cuisine with international flavors. Located at 13451 McGregor Blvd. View Menu | Book a Table.
  • The Veranda: A renowned steakhouse offering Southern charm and delectable dishes. Located at 2122 Second Street. Read More.
  • Farmers Market Restaurant: Serving homestyle Southern cooking, this spot is a staple for comfort food enthusiasts. Located at 2736 Edison Ave. Call to Reserve: (239) 334-1687.

What Locals Know

"Fort Myers locals can help you discover the lesser-known perks of this vibrant city."

  • Seasonal Discounts: Take advantage of snowbird-season discounts (May to October). Many services and restaurants offer special rates during these quieter months.
  • Community Involvement: Engage with local events like the Edison Festival of Light to get into the community spirit and meet residents.
  • Off-the-beaten-path attractions: Explore Edison & Ford Winter Estates, a historical site that offers a beautiful botanical garden, museum, and guided tours.

Pro Tips for Retiring in Fort Myers

  • "Visit during the off-season (summer) to experience the real community feel and possibly secure better housing deals."
  • "Join local clubs like the Fort Myers Newcomers Club or volunteer with organizations such as Habitat for Humanity to make new friends and stay socially active."
  • "Take a quick trip to Cape Coral or Sanibel for a day of exploration. These nearby areas offer additional amenities and beautiful landscapes."
  • "Consider attending free events at the Fort Myers Regional Library for a variety of programs and educational workshops."

FAQ: Retiring to Fort Myers

What is the cost of living like in Fort Myers?

Living in Fort Myers is relatively affordable, with housing costs being significantly lower than in nearby cities like Naples.

Are there good retirement communities in Fort Myers?

Yes, communities like Cypress Cove and Shell Point offer comprehensive services and attractive amenities for retirees.

Is Fort Myers a good place for healthcare?

Fort Myers provides excellent healthcare facilities, including Lee Health and Gulf Coast Medical Center.

What outdoor activities are available?

Fort Myers is perfect for outdoor enthusiasts, offering everything from golfing to serene beachside fishing.

Are there cultural activities for retirees?

Yes, venues like the Barbara B. Mann Performing Arts Hall regularly host cultural and musical events.

What local secrets make Fort Myers unique?

Local knowledge includes knowing the best seasonal discounts and community events like taking part in annual festivals and enjoying local favorites such as the Edison & Ford Winter Estates.

Conclusion

Retiring in Fort Myers promises a vibrant, cost-effective lifestyle with ample amenities. Compelling neighborhoods, competitive housing prices, and excellent healthcare make Fort Myers a top choice for retirees considering Florida. [Explore More About Living in Southwest Florida](internal: topic)

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